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.4rem}.cta-band p{margin:0;color:#d8e2ea}.page-hero{padding:3.2rem 0;background:var(--pale);border-bottom:1px solid var(--line)}.page-hero h1{color:var(--navy);font-size:clamp(2rem,4vw,3rem);line-height:1.15;margin:.4rem 0 .8rem}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:1rem}.breadcrumbs a{color:var(--muted)}.content{max-width:850px}.content h2{margin-top:2rem;color:var(--navy);line-height:1.25}.content h3{color:var(--navy)}.content p{margin:.8rem 0}.content li{margin:.4rem 0}.disclosure{padding:1rem;border:1px solid #F3D4B1;background:#FFF8EF;border-radius:12px}.footer{background:#0B2033;color:#d8e2ea;padding:3rem 0 1.5rem;margin-top:2rem}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:2rem}.footer h2,.footer h3{color:#fff;font-size:1.05rem}.footer-logo{width:250px;max-width:100%;background:#fff;border-radius:8px}.footer small{color:#b8c6d1}.footer-bottom{border-top:1px solid 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